Boiler cover providers compared

Independent reviews of the boiler cover providers on our panel — plans, prices and watch-outs for each. Read the review, then compare deals side by side.

HomeProviders

We review a selected panel of UK boiler cover providers — not the whole market. The panel mixes big legacy names like British Gas and HomeServe with modern challenger brands and budget specialists, so you can weigh established reach against keener pricing. Each review covers what's included, the excess and exclusions, indicative prices and our honest watch-outs.

One thing to check on every provider is whether you're buying FCA-regulated insurance — which comes with the protection of the Financial Services Compensation Scheme (FSCS) and access to the Financial Ombudsman Service — or an unregulated service or maintenance plan, which has neither. We flag which is which on each page, because it's not always obvious from the marketing.

Prices across these reviews are indicative and last checked June 2026. We compare a selected panel, not the whole of the market, so we can't claim any provider is simply the "cheapest" or "best" for you — and we may earn a commission if you buy. Always confirm the current price, excess and exact terms on the provider's own website before you sign up. This is information, not personalised advice.

The providers on our panel

Pick a provider to read the full review, then put your shortlist side by side with the comparison tool.

Budget

Home Emergency Assist

Low-cost home emergency and boiler cover aimed at keeping monthly prices down.

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Service plan

PlusHeat

Subscription-style boiler care plans with flexible cover tiers and add-ons.

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Repair-led

Your Repair

Repair-focused boiler and home cover with a range of plan levels.

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Legacy

British Gas HomeCare

The UK's best-known name, with a large engineer network and HomeCare tiers 1–4.

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Legacy

HomeServe

Established home-emergency specialist offering boiler, heating and whole-home plans.

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Challenger

Hometree

Transparent challenger with a clear excess ladder and a no-unfair-price-hike promise.

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Energy firm

EDF BoilerCare

Boiler and heating cover from the energy supplier, with bundle options for customers.

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Energy firm

OVO Energy

Boiler and home cover from OVO, often paired with its energy plans.

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Specialist

CORGI HomePlan

Gas-safety-focused cover trading on the long-standing CORGI brand heritage.

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Value

24/7 Home Rescue

Keenly priced boiler and home-emergency plans with several cover levels.

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Specialist

Domestic & General

Long-running protection specialist offering boiler and appliance cover.

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Installer

Boiler Central

Boiler installer and cover provider, handy if you're combining a new boiler with a plan.

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Value

Smart Cover

Budget-leaning boiler and home cover with simple, low-cost monthly plans.

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How to use these reviews

Start by deciding what you actually need to protect — boiler-only cover is the cheapest, while heating, plumbing, drains and electrics push you up to comprehensive home cover. Our types of cover pages explain the differences, and the boiler cover guides walk through excess, exclusions and the things that trip people up at claim time.

Then read the reviews for two or three providers that fit your budget and check the detail that matters: whether it's regulated insurance or a service plan, the call-out excess, any initial exclusion period, annual repair limits and how renewals are priced. Once you've got a shortlist, the comparison tool lets you line them up by cheapest or best value with excess and exclusions shown side by side.

Landlords have extra duties around annual gas safety checks, so a standard homeowner plan may not be enough — see our dedicated landlord boiler cover page. You can also browse by area if you'd like local context. Remember that we cover a selected panel rather than every provider in the UK, so it's always worth confirming the final price and terms on the provider's own website before you buy.

Provider FAQs

Do you review every boiler cover provider in the UK?

No. We review a selected panel of providers, not the whole market. That lets us go into detail on each one, but it means there may be other plans out there worth checking too. We're transparent that we may earn a commission if you buy through us, and we always suggest confirming the final terms on the provider's own site.

Is every provider on the panel FCA-regulated insurance?

Not always. Some providers sell FCA-regulated insurance, which comes with FSCS and Financial Ombudsman protection on eligible policies; others sell unregulated service or maintenance plans, which don't. We label which is which on each review so you can factor that protection — or its absence — into your decision.

Which provider is cheapest or best?

Because we compare a selected panel rather than the whole market, we don't crown a single "cheapest" or "best" provider — the right plan depends on your boiler, the cover level you need and your excess preference. Use the comparison tool to rank our panel by cheapest or best value for your situation, and check the live price on the provider's website.

Compare the providers side by side

Read the reviews, pick a shortlist, then line them up — sorted by cheapest or best value, with excess and exclusions laid out clearly. Prices are indicative; confirm the final price on the provider's own site.

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