A look at CORGI HomePlan's boiler and heating cover — what's protected, the plan tiers and indicative prices, and the small print worth checking before you buy.
CORGI HomePlan carries one of the most recognised names in UK gas safety, and that heritage is a big part of its appeal. Its boiler and central heating plans are sold as FCA-regulated insurance, which means they come with the consumer protections you'd expect from a regulated product — cover from FSCS if the underwriter were to fail, and the right to escalate an unresolved complaint to the Financial Ombudsman Service. That puts it in a different category from the unregulated "service plans" some providers sell, and it's a point in CORGI HomePlan's favour.
The range runs from a budget boiler-only plan up to fuller heating and home cover, with a genuine £0-excess option on several tiers. The main trade-off to weigh is the per-claim limit and a couple of common exclusions, which we cover below.
CORGI HomePlan splits cover into boiler, heating and whole-home tiers. The figures below are indicative starting prices — the exact premium depends on your boiler, postcode and whether you choose a £0 or a higher excess.
| Plan | What it covers | From |
|---|---|---|
| Essentials / Boiler | Boiler & controls breakdown, plus the annual service | £17/mo |
| Heating | Boiler, controls and the wider central heating system | Quote-based |
| Home | Heating cover plus home electrics, plumbing and drains | Quote-based |
CORGI HomePlan suits homeowners who want a recognised, regulated brand and like the option of paying no excess at claim time. If the thought of an unexpected £60–£100 excess when your boiler fails is what puts you off cover, the £0-excess tiers are a sensible fit — you pay a little more each month for predictability.
It's also a reasonable choice if you mainly want peace of mind plus an annual service on a relatively modern boiler, where the £2,000 per-claim limit is unlikely to bite. If you have an older system prone to sludge or scale, read the exclusions carefully and consider getting the system flushed first, as that work won't be covered.
If you'd value a higher claim limit, want to weigh £0-excess pricing against rivals, or you're a landlord needing a gas safety certificate bundled in, it's worth lining CORGI HomePlan up against the wider field. Use our comparison tool to do exactly that, or browse other providers, the types of cover hub and our buyer guides. Landlords should start with landlord boiler cover.
It's sold as FCA-regulated insurance, underwritten by an authorised insurer. That means it carries FSCS protection and access to the Financial Ombudsman Service — protections you don't get with an unregulated service or maintenance plan. Always confirm the underwriter and regulatory details on CORGI HomePlan's own site.
Cover is capped at £2,000 per claim. That's enough for the vast majority of boiler and heating repairs, but if you want a higher or unlimited limit it's worth comparing other plans on our panel.
Yes — like most boiler cover, damage from sludge and scale, and the cost of a system flush, are excluded. Pre-existing faults and systems that aren't in good working order at the start are also typically excluded. Read the policy wording before you buy.
Information only, not financial advice or a personal recommendation. We compare a selected panel of providers, not the whole market, and may earn a commission if you buy through our links — this never affects the price you pay. Prices are indicative and last checked June 2026; confirm the current price, excess, claim limit and exclusions on CORGI HomePlan's own website before buying.
Line up CORGI HomePlan against other plans on our panel by price, excess and cover level.
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