A well-known UK appliance and boiler cover brand. Low entry price and no fixed term, but with clear caps on what it pays for repairs and replacement. Here's how the plans stack up.
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Domestic & General is best known for covering household appliances, but it also offers standalone boiler and central heating cover. Its plans are FCA-regulated insurance, which means they come with the protections you'd expect from a regulated product — cover by the Financial Services Compensation Scheme (FSCS) and access to the Financial Ombudsman Service if something goes wrong. That's an important distinction: many cheaper "boiler care" products are unregulated service plans without those safeguards. Domestic & General's is not.
The appeal here is a low headline price, a recognised brand and no fixed contract term. The trade-off is a set of caps — on what the policy pays per year for repairs and toward a replacement — plus an age limit on your boiler. We walk through both below.
Two main tiers, depending on whether you want the boiler alone or the wider central heating system included. Prices are indicative and last checked June 2026 — confirm the current price, excess and full terms on Domestic & General's own website before you buy.
| Plan | What's covered | Excess | From |
|---|---|---|---|
| Boiler Cover | Boiler & controls | £60 | £7.99/mo |
| Boiler & Central Heating | Boiler + heating system | £60 | £9.99/mo |
Domestic & General suits homeowners who want regulated boiler insurance at a low monthly price and value the reassurance of a familiar brand and FSCS/Ombudsman protection. If your boiler is reasonably modern (comfortably under 15 years) and in decent shape, the caps are less likely to bite, and the no-fixed-term flexibility means you can leave if your needs change.
It's a weaker fit if your boiler is older or already prone to faults. The £1,500 annual repair cap and £750 replacement contribution are modest, so on an ageing system you could hit those limits and still face a large bill — particularly if the boiler ultimately needs replacing rather than repairing. In that case a plan with higher or uncapped repair limits, or one that includes an annual service, may be better value even at a higher monthly price.
As always, weigh the monthly premium plus the £60 excess against a typical repair bill, and read the policy documents in full before committing. To see how Domestic & General lines up against other providers on price, excess and cover level, use our comparison tool — and browse the full list on our providers page or read up on the different types of cover.
It's FCA-regulated insurance. That means it's covered by the Financial Services Compensation Scheme (FSCS) and you can escalate a complaint to the Financial Ombudsman Service — protections that unregulated service plans don't carry. Always confirm the regulatory status in the policy documents before you buy.
Repairs are covered up to £1,500 a year, and there's a contribution of up to £750 toward a replacement boiler if yours can't be economically repaired. These are caps, not guarantees of the full cost, so a major fault or a full replacement could leave you with a shortfall. Limits are indicative — check the current figures on the provider's site.
Your boiler must be under 15 years old to be eligible. If it's older than that, Domestic & General won't cover it — you'd need a provider that accepts older boilers, several of which appear on our comparison tool.
Line it up against the rest of our panel on price, excess and cover level — indicative prices, last checked June 2026. We compare a selected panel, not the whole market, and may earn a commission. Information only, not financial advice.
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