A value-focused challenger best known for fixing your price for up to three years — even after you claim. Here's what Your Repair covers, what it costs and who it suits.
Your Repair is a UK boiler-cover challenger that has built its reputation on price stability and clear value. Its standout feature is a price guarantee: your monthly cost is fixed for up to three years regardless of how many times you claim, so a couple of breakdowns won't trigger a renewal hike. Plans start at £9 a month for boiler cover and include a free annual boiler service, with no per-repair cost limit.
Your Repair keeps its range simple, with the excess built into the price. The lower-priced Boiler plan carries a call-out excess; the Heating plan is priced with no excess to pay per repair. Prices below are indicative and last checked June 2026 — always confirm the current price, excess and terms on the provider's own site.
| Plan | What's covered | From | Excess |
|---|---|---|---|
| Boiler | Boiler & controls | £9.00/mo | £95 |
| Heating | Boiler + central heating | £18.95/mo | £0 |
| Home Plus | Boiler, heating & wider home cover | POA | Varies |
Every plan includes a free annual boiler service and has no limit on the cost of individual repairs. The price-lock applies for up to three years, and unlike many providers a claim won't push your renewal price up during that period.
Your Repair suits homeowners who want predictable costs and dislike the way many policies climb at renewal once you've claimed. The three-year price-lock is genuinely useful if you have an older boiler that you expect might need a repair or two — your monthly price stays put even after a call-out, which can work out cheaper over time than a plan that re-prices you after every claim.
The free annual service (worth roughly £60–£120 if bought separately) and the lack of a per-repair cost limit also make it attractive for people who value simplicity and don't want to second-guess whether a big job will hit a cap. If you mainly worry about your radiators and pipework rather than just the boiler, the £0-excess Heating plan is the one to look at.
It may be less suitable if FSCS and Financial Ombudsman protection are important to you — for that you'll want FCA-regulated boiler insurance instead. It's also worth comparing the headline price against the excess: on the £9/mo Boiler plan you'd pay a £95 excess per call-out, which can erode the saving on an older boiler. As always, weigh the monthly price plus excess against a typical repair bill, and compare it side by side with other plans before deciding. See our types of cover hub and guides for help choosing a level, or compare the wider provider panel.
No. Your Repair is a service / maintenance plan rather than FCA-regulated insurance, so it doesn't carry FSCS or Financial Ombudsman Service protection. It still pays for covered boiler and heating repairs, but the consumer protections are different from a regulated insurance policy — check the plan terms on Your Repair's own site.
Your Repair fixes your price for up to three years regardless of how many times you claim, so a breakdown during that period shouldn't trigger a mid-term increase. Confirm the exact length and terms of the price guarantee directly with the provider before you buy.
Yes — every Your Repair plan includes a free annual boiler service, and there's no limit on the cost of individual covered repairs. Pre-existing faults are excluded, as with most boiler cover.
Compare Your Repair against our wider panel of UK providers — sorted by cheapest or best value — and buy direct. Free to use; we may earn a commission. Prices are indicative, last checked June 2026.
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