Answer a few quick questions and compare boiler & central heating cover from a panel of UK providers — sorted by price or value, with no hard sell. You buy direct on the provider's own site.
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Homeowner or landlord, the level of cover, your boiler and your excess preference.
See plans ranked by cheapest or best value, with excess, exclusions and what's covered laid out clearly.
Click through to the provider's own website to read the policy and buy. We never sell your details.
A snapshot of plans from our panel (indicative prices, last checked June 2026) — listed cheapest-first, not by commission. Use the tool above to compare the full panel for your home.
| Provider | Plan | Cover | From | Excess |
|---|---|---|---|---|
| Home Emergency Assist | Boiler & Central Heating | Boiler + heating | £6.12/mo | £0 |
| 24/7 Home Rescue | Boiler Basic | Boiler only | £4.49/mo | £95 |
| Domestic & General | Boiler Cover | Boiler only | £7.99/mo | £60 |
| Your Repair | Boiler | Boiler only | £9.00/mo | £95 |
| PlusHeat | Boiler Cover | Boiler only | £9.98/mo | £99 |
| Hometree | Your Boiler | Boiler only | £12.95/mo | £95 |
| British Gas | HomeCare 1 | Boiler only | £19.00/mo | £60 |
There are three main levels — pick the one that matches where your home is most likely to need help.
Covers your boiler and its controls — repairs, parts and labour. From around £8/mo.
What's covered →Adds radiators, pipework, pumps and the hot water cylinder. From around £13/mo.
Boiler & heating cover →Adds plumbing, drains and home electrics — a full home-emergency plan. From around £18/mo.
Compare cover types →We compare a selected panel — not the whole market — spanning the big names, energy-firm brands and newer challengers. Read our independent reviews:
Established names: British Gas, HomeServe, Domestic & General and CORGI HomePlan. Energy firms: EDF and OVO Energy. Challengers & value plans: Hometree, Your Repair, 24/7 Home Rescue, Boiler Central, PlusHeat, Home Emergency Assist and Smart Cover.
Quotes vary a lot between homes. The main things that move your monthly price:
They're not the same thing. Buildings insurance covers boiler damage from insured events like fire or flood — but not the everyday wear-and-tear breakdowns that boiler cover is built for. Some home policies offer a "home emergency" add-on that can overlap, so check before you double up. Read more: what is boiler cover? →
Boiler cover is sold UK-wide, so the same panel applies wherever you are — engineer labour rates vary slightly by region, but plan prices are broadly national. See local pages for Glasgow, Edinburgh, Manchester, Leeds and Brighton & Hove — or see all areas →
Boiler cover (sometimes called boiler insurance or a boiler care plan) pays for an engineer to repair or replace your boiler and heating if it breaks down. Cover ranges from boiler-only, through boiler + central heating, up to comprehensive plans that also include plumbing, drains and home electrics. Here's what actually matters when you compare:
New to this? Start with what is boiler cover, see the best and cheap options, or browse all our boiler cover guides.
Boiler cover is a policy or plan that pays for repairs (and sometimes replacement) if your boiler or central heating breaks down. It typically includes a Gas Safe registered engineer, parts and labour, and often an annual service. Depending on the product it may be FCA-regulated insurance or an unregulated service plan.
Most plans cover repairs to your boiler and its controls by a Gas Safe registered engineer, with parts and labour and a set number of call-outs (often unlimited). Higher tiers add central heating — radiators and pipework — and comprehensive plans add plumbing, drains and home electrics. Many include an annual boiler service. Cover varies by plan, so always check what's included.
Common exclusions are pre-existing faults, boilers over a certain age, sludge or scale build-up and system flushes, and damage from poor installation. Most plans also have an initial exclusion period (often 14–30 days) before you can claim, and some cap the number of call-outs or the repair value per year. Always read the policy wording.
Boiler-only cover starts from around £4–£13 a month, boiler + central heating from around £14–£25, and comprehensive home-emergency cover up to around £30–£45. Your price depends on the cover level, your excess, your boiler's age and type, and whether an annual service is included.
It depends on your boiler's age and your appetite for risk. A reliable, newer boiler may cost less to fix as you go; an older one is more likely to break down, which is where cover earns its keep. Always weigh the monthly price plus excess against a typical repair bill — our is boiler cover worth it? guide goes deeper.
Not always. Some boiler cover is FCA-regulated insurance, underwritten by an insurer, which comes with FSCS protection and access to the Financial Ombudsman Service. Other plans are unregulated service or maintenance plans that don't carry those protections. We label each listing so you can tell which is which.
It depends on the provider. Many insurers only cover boilers under about 7 to 15 years old and in good working order, and some won't cover models that no longer have parts available. If your boiler is older you'll have fewer options and may pay more — our tool flags when a plan's age limit rules it out.
Many plans include an annual boiler service (worth roughly £60–£120), but not all — some entry-level plans leave it out. As a service helps keep your boiler safe and efficient and can protect the manufacturer's warranty, a plan that includes one can be better value even if it costs slightly more. Use the "must include service" filter to compare.
Some plans contribute towards a replacement if your boiler is beyond economical repair, but usually subject to conditions — the boiler's age, that it's been serviced, and a contribution cap. Many plans cover repairs only, not a full new boiler, so check the replacement terms before you buy.
Most national providers only cover mains-gas boilers, so oil and LPG boilers usually need a regional or specialist provider, and electric boilers are also limited. Our comparison tool tells you when none of our panel covers your boiler type — see our oil & LPG boiler cover guide for the alternatives.
Yes — switch the tool to "Landlord" and you'll see plans that bundle the annual Landlord Gas Safety Certificate (CP12). See our landlord boiler cover page.
No. We compare a selected panel of providers and may earn a commission when you click through and buy. We're an independent comparison site, not an insurer or broker, and we provide information only — not financial advice. See how we're funded.