A large, insurer-backed name offering FCA-regulated boiler and heating cover for mains-gas homes — with a low first-year price that rises materially at renewal.
HomeServe is one of the best-known boiler and home-emergency cover providers in the UK, with an established repair network and a large customer base. Its boiler plans are FCA-regulated insurance, which means they carry the protections that come with regulated insurance — cover for the Financial Services Compensation Scheme (FSCS) and the right to escalate an unresolved complaint to the Financial Ombudsman Service. That sets it apart from unregulated service or maintenance plans, which do not carry those protections.
HomeServe covers mains gas boilers only. If you have an oil, LPG or electric boiler, you'll need a different provider — see our full provider list or compare options for your fuel type using the tool below.
| Plan | What it covers | From (yr 1) |
|---|---|---|
| Gas Boiler | Boiler & controls repair, free first-year service | £9.98/mo |
| Heating | Boiler plus central heating system (radiators, pipes, controls) | Quote-based |
| Complete | Comprehensive: heating plus plumbing, drains and home electrics | Quote-based |
Prices are indicative, last checked June 2026, and are typically a promotional first-year rate. Watch the renewal: the Gas Boiler plan tends to rise to around £15.55/mo or more after year one, and the comprehensive Complete tier can renew at roughly £44–£56/mo. Always check the renewal price on HomeServe's own site.
HomeServe is likely to suit you if you have a mains-gas boiler and value the reassurance of a big, well-known name backed by regulated insurance. The free first-year service and unlimited call-outs make the entry-level Gas Boiler plan competitive in year one, and the tiered range means you can step up to full central heating or comprehensive cover if you want plumbing, drains and electrics included too.
It's less suitable if you're chasing the lowest long-term cost. Because the introductory price climbs at renewal, the real test is the year-two figure — not the headline. If you're happy to switch providers each year you can keep paying close to the intro rate; if you prefer to set and forget, factor in the higher renewal. And if your boiler runs on oil, LPG or electricity, HomeServe isn't an option — compare a provider that covers your fuel type instead.
Landlords should note that HomeServe's standard plans are aimed at homeowners; if you let property, check our landlord boiler cover guide, where a Gas Safe landlord safety certificate (CP12) is usually the key feature to look for.
For more on choosing between insurance and service plans, excess levels and what to check before you buy, see our boiler cover guides.
HomeServe boiler cover is FCA-regulated insurance, so it comes with FSCS protection and access to the Financial Ombudsman Service. That's different from an unregulated service or maintenance plan, which carries neither protection. Confirm the underwriter and the regulatory details on HomeServe's own policy documents.
No. HomeServe's boiler plans cover mains-gas boilers only. If you have an oil, LPG or electric boiler you'll need a provider that specialises in your fuel type — use the comparison tool to filter options.
The headline price (from around £9.98/mo) is usually a promotional first-year rate. After year one it typically rises — the Gas Boiler plan to around £15.55/mo or more, and the comprehensive Complete tier to roughly £44–£56/mo. It's worth re-comparing at renewal rather than letting the policy roll on automatically. Prices are indicative, last checked June 2026.
See how HomeServe's price and cover stack up against other providers on our panel, then buy direct on the provider's own site.
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