A boiler-cover specialist known for a low introductory monthly price and unlimited claims. Here's what PlusHeat covers, what it really costs after the intro period, and who it suits.
PlusHeat is a UK boiler-cover specialist that focuses on straightforward boiler and central heating plans rather than a sprawling product range. Its plans are FCA-regulated insurance, which means they come with the protections you'd expect from a regulated product — the Financial Services Compensation Scheme (FSCS) and access to the Financial Ombudsman Service if something goes wrong. That is a genuine plus over an unregulated service or maintenance plan, and worth weighing when you compare.
The headline draw is the introductory price: boiler cover from £4.99 a month for the first three months. It's a real saving, but the price roughly doubles afterwards, so it pays to read the next section before you sign up. PlusHeat is one of the providers we earn a commission from when you click through and buy — it never changes the price you pay or how we rank plans.
Indicative prices, last checked June 2026. PlusHeat applies a £99 call-out excess and a 14-day initial exclusion period on new policies, so cover for pre-existing faults won't start the moment you join. Always confirm the current price, excess and terms on PlusHeat's own site before buying.
| Plan | What it covers | Annual service | From |
|---|---|---|---|
| Boiler Cover | Boiler & controls breakdown | No service on this tier | £4.99/mo intro* |
| Boiler & Heating Maintenance | Boiler + central heating, radiators & controls | Included | £10+/mo |
| Premium | Boiler, heating + plumbing & home electrics | Included | £14+/mo |
PlusHeat suits homeowners who want regulated boiler insurance at a low monthly outlay and value the reassurance of unlimited claims. The £4.99 intro deal makes the entry tier one of the cheaper ways to start cover, and the FSCS/Ombudsman backing puts it ahead of unregulated service plans on protection.
It's a weaker fit if you want an annual service bundled in cheaply — that only comes on the mid and Premium tiers, not the headline Boiler Cover plan — or if a higher excess is a deal-breaker, since the £99 call-out fee applies on every claim. If your boiler is older and likely to need several visits a year, weigh the standard £9.98/mo plus the £99 excess against rivals with a lower excess.
As ever, match the cover level to your home: boiler-only is fine for a newer system, but if your radiators, pipes or controls are the likely culprits, the Boiler & Heating Maintenance tier is usually better value. Read more on choosing a level in our types of cover hub and wider boiler cover guides, or compare PlusHeat against the rest of our panel using the tool.
PlusHeat boiler cover is FCA-regulated insurance, which means it carries FSCS protection and you can escalate a complaint to the Financial Ombudsman Service. That's different from an unregulated service or maintenance plan, which has neither. Always confirm the current regulatory status and policy documents on PlusHeat's own site.
The £4.99/mo rate is an introductory offer for the first three months on the Boiler Cover tier. After that it reverts to the standard price of £9.98/mo (indicative, last checked June 2026). Budget for the standard price when comparing, not the teaser rate.
PlusHeat charges a £99 call-out excess per claim, and new policies have a 14-day initial exclusion period before you can make a claim. Both affect the real cost of cover, so weigh them against plans with a lower excess or no waiting period. Confirm the latest terms on the provider's site.
Indicative prices only — confirm the final price and terms on the provider's own site. We compare a selected panel, not the whole market, and may earn a commission.
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