Landlord Boiler Cover

Cover built for rental properties — many plans bundle the annual Landlord Gas Safety Certificate (CP12) you're legally required to hold. Compare a panel of providers for one home or a whole portfolio.

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HomeLandlord Boiler Cover

Why landlords need different cover

If you let a property with gas appliances, you have legal duties that ordinary homeowner cover doesn't address. Landlord boiler cover is designed around those duties — most importantly the annual gas safety check — and is set up so an engineer attends your tenant's home rather than your own.

Your legal duty: the annual gas safety check

Under the Gas Safety (Installation and Use) Regulations 1998, landlords in England, Wales and Scotland must arrange a gas safety check on every gas appliance and flue in a let property at least every 12 months, carried out by a Gas Safe registered engineer. You must give the tenant a copy of the resulting record — the Landlord Gas Safety Record (LGSR), commonly called a CP12 or Landlord Gas Safety Certificate — within 28 days, and keep records for at least two years. This is a separate legal requirement from any boiler repair cover.

Several plans on our panel bundle the annual CP12 / LGSR into the monthly price, so the gas safety check and breakdown cover sit on one plan. Switch the comparison tool to "Landlord" to see those plans for your property.

What landlord cover typically includes

  • The annual CP12 gas safety check on many (not all) landlord plans — confirm it's included before you buy.
  • Breakdown repairs to the boiler and controls, with a Gas Safe engineer, parts and labour.
  • Central heating — radiators and pipework — on higher tiers, with comprehensive plans adding plumbing, drains and electrics.
  • Call-out access for your tenant, so they can report a fault directly rather than waiting for you to coordinate.

Homeowner vs landlord cover

The repair side of a landlord plan works much like homeowner cover, but two things differ. First, the CP12 gas safety check is a legal obligation only landlords carry, so it's bundled into landlord plans rather than homeowner ones. Second, the policy is arranged in the landlord's name for a tenanted property, which affects how claims and engineer access are handled. If you live in the home yourself, our homeowner cover guides and the standard comparison tool are the better starting point.

Multiple rental properties

If you let more than one home, you can usually take out a separate plan per property, and several providers offer portfolio or multi-property arrangements that group your rentals together — sometimes at a per-property discount, and with a single point of contact for all your CP12s and call-outs. Ask each provider how they handle additional properties and whether the annual gas check is included on every one.

Example landlord plans

Indicative prices, last checked June 2026, for boiler-focused landlord cover. We compare a selected panel — not the whole market. Always confirm the price, excess, what's covered and whether the CP12 is included on the provider's own site.

ProviderPlanTypeFromExcess
Your RepairLandlord BoilerService plan£8.00/mo£99
PlusHeatLandlord BoilerInsurance£9.99/mo£99
24/7 Home RescueLandlord HeatingInsurance£12.99/mo£95
EDFBoilerCare LandlordInsurance£17.40/mo£95
Your RepairHome Plus LandlordService plan£33.00/mo£0

Note the difference in product type: an FCA-regulated insurance policy comes with FSCS protection and access to the Financial Ombudsman Service, while a service / maintenance plan is not regulated insurance and carries neither protection. Both can be perfectly good products — just make sure you know which you're buying. We label every listing in the tool.

What happens if you don't have a valid CP12?

Failing to arrange the annual gas safety check is a criminal offence. The Health and Safety Executive can prosecute, with penalties that include an unlimited fine and, in serious cases, imprisonment. It matters for day-to-day letting too: without a valid Landlord Gas Safety Record you generally cannot use the Section 21 "no-fault" eviction process in England, your landlord insurance may be invalidated, and you carry the liability if a gas incident occurs. Keeping the CP12 current — and giving the tenant a copy — protects you legally as well as keeping them safe.

What a landlord gas safety check involves

A Gas Safe registered engineer inspects every gas appliance and flue in the property — checking each is correctly fitted and burning safely, that gas is at the right pressure, and that flues and ventilation are clear and safety devices work. It usually takes around half an hour for a typical home. The engineer issues the Landlord Gas Safety Record (CP12) listing what was checked and any defects; you give a copy to the tenant within 28 days, and to new tenants before they move in. A boiler service is a separate, more thorough job — some landlord plans bundle both.

How much does landlord boiler cover cost?

Landlord boiler cover typically runs from around £8 a month for boiler-only repair cover up to roughly £30–£35 a month for comprehensive plans, with the call-out excess (commonly £0, £60 or £95) the main lever on price. Plans that bundle the annual CP12 cost a little more, but save you arranging and paying for the gas safety check separately — often the better-value route once you add it all up. Use the comparison tool above to see indicative prices for your property, and confirm on each provider's own site whether the gas safety check is included.

When your tenant reports a boiler fault

As the landlord you're responsible for getting the boiler and heating repaired, and for keeping the property's heating and hot water in working order. A good landlord plan helps: the tenant can usually call the provider's 24/7 line directly and a Gas Safe engineer is arranged without you having to coordinate — which matters most in winter, or where a tenant is elderly or vulnerable. Respond promptly, as leaving a tenant without heating or hot water can breach your repairing obligations under the Landlord and Tenant Act 1985.

Does landlord boiler cover include the gas safety certificate?

Many landlord plans bundle the annual CP12 / Landlord Gas Safety Record into the monthly price, but not all do — and some only include it on certain tiers. Check the plan details before you buy, and switch our tool to "Landlord" to see plans that include it.

Is the annual gas safety check a legal requirement?

Yes. If you let a property with gas appliances, you must arrange a gas safety check at least every 12 months by a Gas Safe registered engineer, give your tenant the record within 28 days, and keep it for at least two years. It is a legal duty separate from any breakdown cover.

Can I cover several rental properties on one account?

Often, yes. Some providers offer portfolio or multi-property cover that groups your rentals with one point of contact, sometimes at a per-property discount. Ask each provider how additional properties are priced and whether the CP12 is included on every one.

Is landlord boiler cover a legal requirement?

No. Boiler breakdown cover itself is optional, and you are free to fund repairs yourself. What the law does require is the annual gas safety check by a Gas Safe registered engineer, which is a separate duty. Many landlords choose cover so a single plan handles both the CP12 and any breakdown — compare landlord plans here.

Who is responsible for the boiler in a rented property, the landlord or the tenant?

The landlord is responsible for keeping the boiler, heating and gas appliances safe and in working order, under the Landlord and Tenant Act 1985 and the Gas Safety Regulations. The tenant should use the boiler properly and report faults promptly, but the cost of repair and the annual gas check sit with the landlord. This is why most landlord plans are arranged in the landlord's name.

How is landlord boiler cover different from homeowner cover?

The repair side works much the same, but landlord cover is built around the landlord's legal duties — most plans can bundle the annual CP12 gas safety check, which homeowner plans never include. It is also arranged in the landlord's name for a tenanted home, and set up so an engineer attends the tenant's property rather than yours. If you live in the home yourself, our standard homeowner cover is the better fit.

Is landlord boiler cover tax-deductible against rental income?

Boiler cover premiums for a let property are generally treated as an allowable expense you can set against your rental income, much like buildings insurance and the cost of the annual gas safety check. Rules and your own circumstances vary, so check the current HMRC guidance or speak to an accountant — this page is information only and not tax advice.

Can my tenant call out the engineer directly?

On most landlord plans, yes — the cover is set up so your tenant can report a fault and arrange a visit without waiting for you to coordinate. You usually remain the policyholder and bill-payer, while the tenant gets a contact route for breakdowns. Confirm how each provider handles tenant call-outs, as the process differs between plans.

Compare landlord boiler cover

Switch the tool to "Landlord" to see plans for your rental — including ones that bundle the annual CP12 gas safety check. Free to use, no hard sell, buy direct.

Compare boiler cover