Boiler Central Boiler Cover Review

An installer-backed challenger offering a low-cost service-only plan plus breakdown cover and a comprehensive home tier. Here's how Boiler Central's plans stack up, what to watch for, and who they suit.

HomeProvidersBoiler Central

Boiler Central started life as a boiler installer and has grown into a challenger brand offering ongoing cover for the boilers it — and others — fit. Its pitch is straightforward: keep prices low, lead with a cheap service-only plan, and back it all up with installer heritage and Gas Safe engineers. If you want a no-frills annual service, or affordable breakdown cover for a reasonably modern boiler, it's worth a look.

Important: Boiler Central's plans are service / maintenance plans, not FCA-regulated insurance. That means there is no FSCS protection and no recourse to the Financial Ombudsman Service if something goes wrong — unlike a regulated boiler insurance policy. This isn't unusual for installer-backed plans, but it's the single most important thing to understand before you buy.

Plans & prices

Three tiers, from a service-only plan up to comprehensive home cover. Prices are indicative and last checked June 2026 — always confirm the current price, excess and terms on Boiler Central's own website before buying.

PlanWhat it coversFromExcess
Service PlanAnnual boiler service only — no breakdown cover£8.99/mon/a
Boiler CoverBoiler breakdown — all parts & labour, plus annual service£13.99/mo£0 or £60
Full HomeComprehensive — boiler, central heating, plumbing, drains & electrics£21.99/mo£0 or £60

Choosing a £60 call-out excess typically lowers the monthly price; £0 excess costs a little more but means nothing to pay per repair. Compare these tiers against the wider panel before you commit.

Pros & watch-outs

Pros

  • Installer heritage — Boiler Central fits boilers as well as covering them, so its engineers know the kit.
  • A genuinely cheap service-only option from £8.99/mo if you just want the annual service handled.
  • All parts and labour included on the breakdown plans — no nasty surprises mid-repair.
  • Clear three-tier structure makes it easy to match cover to your needs.
  • Choice of £0 or £60 excess lets you trade monthly price against per-claim cost.

Watch-outs

  • It's a service plan, not insurance — no FSCS or Financial Ombudsman protection.
  • Boilers over 15 years old aren't covered, so older systems are out.
  • The headline £8.99 tier is service-only — it does not pay for breakdowns.
  • As a challenger brand it has a shorter track record than the big incumbents.
  • Check the renewal price and any exclusion period before committing.

Who is Boiler Central cover for?

Boiler Central tends to suit homeowners with a reasonably modern gas boiler (under 15 years old) who want either a cheap annual service or affordable breakdown cover from a provider with hands-on installer experience. The £8.99 service plan is a sensible pick if your boiler is reliable and you mainly want to keep the manufacturer's warranty valid and stay safe — just remember it won't pay for a repair if the boiler fails.

The Boiler Cover tier (from £13.99/mo) is the natural choice for most people who want peace of mind on the boiler itself with parts, labour and a service rolled in. Step up to Full Home (around £21.99/mo) if you also want your radiators, internal plumbing, drains and home electrics protected under one plan.

It's a weaker fit if your boiler is over 15 years old (you won't be eligible), or if having FSCS and Financial Ombudsman protection matters to you — in which case an FCA-regulated boiler insurance policy is the better route. If you're not sure which way to go, read up on the different types of boiler cover and the difference between insurance and service plans in our guides.

Landlord? A service plan can keep a let property's boiler serviced, but you'll usually want a plan that bundles the annual Landlord Gas Safety Certificate (CP12) — see our landlord boiler cover page for options that do.

Boiler Central FAQs

Is Boiler Central boiler cover insurance?

No. Boiler Central's plans are service / maintenance plans, not FCA-regulated insurance. That means they don't carry FSCS protection or access to the Financial Ombudsman Service. If regulated cover matters to you, compare it against an insurance-based policy on our panel.

How much does Boiler Central cost?

Indicatively (last checked June 2026): a service-only plan from £8.99/mo, Boiler Cover from £13.99/mo, and the comprehensive Full Home plan from around £21.99/mo, with a choice of £0 or £60 excess on the breakdown tiers. Confirm the latest pricing on Boiler Central's own website.

Does Boiler Central cover old boilers?

No — boilers over 15 years old are not eligible for cover. If your boiler is older than that, you'll need to look at providers that accept older systems, or consider a replacement.

See how Boiler Central compares

Put Boiler Central side by side with the rest of our panel — sorted by cheapest or best value, with insurance and service plans clearly labelled. We compare a selected panel, not the whole market, and we may earn a commission. Information only, not financial advice.

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